Built for mortgage pros

Know who can actually qualify, before wasting time and money

Pre-Fi runs a soft credit check in seconds, so you stop burning hours on borrowers who were never going to make it through underwriting. No hard pull, no application, no guesswork.

No hard credit pull
$10 per report
No monthly fees
Result in seconds
Soft pull only
MR
Maria Reyes
Report · just now
Likely qualifies
Estimated credit score 0/850
Debt-to-incomeWithin range
Derogatory marksNone found
Est. loan readinessStrong
Soft inquiry · no score impact Pre-Fi
Trusted across the lending network
600+ loan officers in network
Seconds to a decision
Soft pull, every time
How it works

From name to answer in three steps

No application packets, no waiting on a hard pull. Just a fast, clear read on whether a borrower is worth your time.

STEP 01

Enter the borrower

Drop in a name and a few basics. No long forms, no document uploads, no commitment from the borrower.

STEP 02

Soft check runs in seconds

Pre-Fi pulls a soft credit read and scores readiness instantly. Their score is never touched, so there's zero downside to checking.

STEP 03

Get a clear answer

See whether they're likely to qualify, right now. Move the ready ones forward, and stop chasing the ones who never will.

See it live

Watch a borrower go from unknown to answer

Eight minutes, start to finish. This is the whole product, no slides.

Watch the full product demo
Why Pre-Fi

The old way costs you hours. And borrowers.

Pre-approvals were built for the borrower who's already ready. Pre-Fi tells you who that is, first.

Traditional pre-approval

Hard pull · full application
  • Full application before you know anything
  • Hard credit pull dings the borrower's score
  • Days of back-and-forth for a maybe
  • Hours sunk into leads that never qualify

Pre-Fi credit report

Soft pull · instant read
  • A clear answer before any application
  • Soft pull, zero impact on their score
  • A result in seconds, not days
  • Your time goes to borrowers who are ready
Seconds
to a credit report
0+
loan officers in network
$0
per report, no monthly fees
0%
saved on initial credit checks
★★★★★
"This is saving me 80% on my initial credit checks, and I spend zero time chasing leads that were never going to qualify."
SB
Sam Bromley
Bromley Mortgage Team
Pricing

Pay for answers, not subscriptions

No seats, no monthly minimum. You only pay when you run a report.

Mortgage pricing
$10 / report

Volume discounts kick in as you scale.

  • Soft credit pull, no score impact
  • Instant readiness read in seconds
  • No monthly fees, no seat limits
  • Volume pricing for high-output teams
Get started free
Live group call

See it live, then decide

Thirty minutes with our team. A real walkthrough and open Q&A, in a small group so every question actually gets answered.

  • 10 minutes of demo, 20 of Q&A
  • Small groups, no getting steamrolled
  • Bring the questions a help doc won't answer

Grab a seat on the next call

Spots are limited each session

No spam. Confirmation hits your inbox right after. Unsubscribe anytime.

FAQ

Questions, answered

What is a Pre-Fi credit report?

A Pre-Fi credit report is a soft check that tells you whether a borrower has a real shot at qualifying, before anyone fills out an application. Think of it as the filter between "maybe" and "worth your time."

How is this different from a pre-approval?

A pre-approval needs a full application and a hard pull on credit. Pre-Fi gives you the soft credit signal first, so you only run a hard pull on the borrowers who are actually ready. Better for your borrower's score, better for your hours.

Do I need an NMLS number to sign up?

Yes. Pre-Fi is built for licensed mortgage pros. You'll plug in your company NMLS if you're a brokerage, or your personal NMLS plus your brokerage info if you're an individual loan officer.

What does it cost?

$10 per report, no monthly fees. You only pay when you run something, and volume discounts kick in as you scale.

How long does the group call take?

Around 30 minutes. 10 of demo, 20 of Q&A. We keep groups small so every question actually gets answered.

Stop guessing who can qualify

Run your first credit report in minutes, or sit in on a live call first. Either way, you'll never chase a dead lead the same way again.